Permanent Protection For What Matters Most.

Some of the best reasons to buy a term life insurance policy:

• Long-term protection
• Dividend** potential
• Cash value* you can use in retirement
• Premiums guaranteed^ not to increase

Usually refers to a whole life insurance policy with a death benefit of from $5,000 to $25,000. As its nickname implies, people buy this type of policy to provide money for funeral and burial costs for themselves and/or family members. Final expenses can be a difficult subject to talk about. But preparing adequately for the major costs associated with passing on can ease the burden on one's family and friends. We take a look at the top ten final expense insurance providers

Some of the best reasons to buy a term life insurance policy:

• You choose the length of coverage
• Flexible budget options
• Convertible* to permanent insurance
• Customized protection

You’ve worked hard to build up your assets and you should consider fully protecting them. Whether it’s a second home, a boat or a college fund, an umbrella policy provides peace of mind that’s above and beyond your home or auto policy. Umbrella insurance is supplemental coverage that increases your liability insurance limits. It provides additional protection if you or a family member is held responsible for injuries or damages to others.

Is a form of property insurance that covers losses and damages to an individual's house and assets in the home. The policy usually covers interior damage, exterior damage, loss or damage of personal assets, and injury that arises while on the property. Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients' risks to make payments more affordable for the insured.

Increasingly, proof of renter’s insurance is required by many landlords. Personal belongings within a rented property are typically not covered under the owner’s or landlord’s property insurance. For example, if a flood or fire destroys all the personal property within a rented apartment, the structure would be covered under the landlord’s policy, but the personal property would only be covered through a renter’s insurance policy. Without this coverage, the tenant would be responsible for the loss out of pocket.

In general, renter’s insurance offers three types of financial protection:

• Coverage for personal possessions
• Liability protection
• Additional Living Expenses (ALE) protection

It’s a type of insurance coverage that typically pays for medical, surgical, prescription drug and sometimes dental expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.

Is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. Auto insurance provides coverage for:

• Property - such as damage to or theft of your car.
• Liability - your legal responsibility to others for bodily injury or property damage.

Is designed to protect you against financial losses if you're involved in an accident or the vehicle is damaged in some way. Most states require you to have minimum amounts of liability insurance coverage; some also require you to have other coverage types, such as uninsured motorist coverage.

A page in your policy – usually the front page is the declaration page – with basic information such as your name and address, description of the vehicle(s) insured, effective dates of the policy, amount of coverage and the premiums.

A stand-alone form designed to provide appropriate coverage for a variety of motorcycles and related vehicles, such as trikes, mopeds, scooters, dirt bikes, all-terrain vehicles, personal transporters, golf carts, and snowmobiles.

Protects you, as a recreational vehicle owner, from excessive out of pocket costs in the event of a loss or if you are at fault in an accident that causes bodily injury or property damage. It can also provide compensation for your costs if you have a roadside breakdown.

A snowmobile insurance policy can cover you if you ride on or off of your property and if you trailer your snowmobile to another location. It’s also important to keep in mind that a lot of state-owned and public parks may require snowmobile insurance in order to ride on their trails. Your snowmobile may not have the needed coverage under your homeowners or auto insurance policy. With snowmobile insurance, you can drive however far off the beaten path you want to go. It's the freedom and peace of mind.